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Bank of India Credit Officer Recruitment 2026 for 779 Posts – Apply Online for BOI Credit Officers in GBO Stream

Short Information: The Bank of India Credit Officer Recruitment 2026 notification has been released for 779 Credit Officer vacancies in GBO Stream across various scales. Eligible candidates can apply online from 30 June to 20 July 2026 through the official website. This Bank of India Recruitment 2026 offers excellent opportunities for experienced banking professionals seeking govt banking jobs 2026. Candidates can check eligibility, salary, exam pattern and application details before applying. Latest government job, admit card and result updates can be checked on www.govtexam.study.

Bank of India Credit Officer Recruitment 2026 Notification, Vacancy, Eligibility, Salary and Apply Online Details

Bank of India Credit Officers Recruitment 2026 – Overview

Bank of India, a leading Public Sector Bank with its Head Office in Mumbai, has invited online applications for recruitment of Credit Officers in GBO Stream in various scales. This recruitment is for Project No. 2026-27/01. The application process started on 30 June 2026 and will close on 20 July 2026. A total of 779 vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales. Candidates must have a Bachelor's degree with minimum marks and relevant work experience. The selection will be done through Pre Exam, Mains Exam, Group Exercise, and Interview.

Detail Information
Organization Bank of India (BOI)
Post Name Credit Officer (GBO Stream)
Advertisement No. 2026-27/01
Total Vacancies 779
Application Mode Online
Official Website www.bankofindia.co.in

Bank of India Credit Officers Recruitment 2026 Important Dates

Candidates must check all important dates before starting the application. The online application started on 30 June 2026. The last date to apply is 20 July 2026. The relevant date for age, qualification, and experience is 01 June 2026. The pre exam will be held in August 2026. Candidates must complete their application before the deadline.

Event Date
Online Application Start Date 30 June 2026
Last Date to Apply Online 20 July 2026
Last Date for Fee Payment 20 July 2026
Relevant Date for Age/Qualification/Experience 01 June 2026
Pre Exam Date August 2026
Pre Admit Card Release Before Exam

Bank of India Credit Officers Recruitment 2026 Application Fee

The application fee for Bank of India Credit Officers Recruitment 2026 is different for different categories. General, OBC, and EWS candidates need to pay Rs. 850. SC, ST, and PwBD candidates need to pay only Rs. 175. The fee must be paid online through debit card, credit card, net banking, IMPS, or mobile wallet. The fee is non-refundable once paid.

Category Application Fee
General / OBC / EWS Rs. 850/-
SC / ST / PwBD Rs. 175/-

Payment Modes Accepted:

  • Debit Card

  • Credit Card

  • Internet Banking

  • IMPS

  • Cash Card / Mobile Wallet


Bank of India Credit Officers Recruitment 2026 Age Limit and Eligibility Criteria

The age limit for Bank of India Credit Officers Recruitment 2026 is calculated as on 01 June 2026. The minimum age is 25 years and the maximum age is 45 years. The age limit varies for different scales. Reserved category candidates get age relaxation as per government rules. Candidates must have a Bachelor's degree with minimum marks and relevant work experience.

  • Minimum Age: 25 Years

  • Maximum Age: 45 Years

  • Age Relaxation: As per Bank of India rules

Scale Minimum Age Maximum Age
MMGS-II 25 Years 32 Years
MMGS-III 28 Years 38 Years
SMGS-IV 32 Years 45 Years

Educational Qualification:

  • Bachelor's Degree in any stream with 60% marks (55% for SC/ST/OBC/PwBD) from a recognized university

  • Relevant work experience as per scale


Bank of India Credit Officers Recruitment 2026 Total Post

The total number of vacancies for Bank of India Credit Officers Recruitment 2026 is 779 posts. These vacancies are divided across three different scales. MMGS-II has the highest number of vacancies at 677. SMGS-IV has the least number of vacancies at 41. Candidates must check the scale-wise vacancy details before applying.

Total Vacancies
779

Bank of India Credit Officers Post-Wise Qualification 2026

The educational qualification for Bank of India Credit Officers Recruitment 2026 is different for each scale. All scales require a Bachelor's degree with minimum marks. The work experience requirement varies from 3 to 5 years. Candidates must check the complete eligibility details before applying.

Post Name Scale Vacancies Qualification & Experience
Credit Officer (GBO Stream) MMGS-II 677 Bachelor's Degree with 60% marks (55% for SC/ST/OBC/PwBD) + 3 years relevant experience
Credit Officer (GBO Stream) MMGS-III 61 Bachelor's Degree with 60% marks (55% for SC/ST/OBC/PwBD) + 5 years relevant experience
Credit Officer (GBO Stream) SMGS-IV 41 Bachelor's Degree with 60% marks (55% for SC/ST/OBC/PwBD) + 3 years relevant experience

Bank of India Credit Officers Salary Breakdown 2026

Selected candidates for Bank of India Credit Officers Recruitment 2026 will get an attractive salary package. The pay scale is as per the bank norms for different scales. The salary includes basic pay, dearness allowance, house rent allowance, travel allowance, and other medical benefits. The approximate in-hand salary varies for different scales.

Salary Component MMGS-II MMGS-III SMGS-IV
Pay Scale As per bank norms As per bank norms As per bank norms
Basic Pay Approx Rs. 48,000 - 50,000 Approx Rs. 52,000 - 55,000 Approx Rs. 58,000 - 62,000
Dearness Allowance As per applicable rates As per applicable rates As per applicable rates
House Rent Allowance As per city classification As per city classification As per city classification
Other Benefits Medical, PF, Pension, etc. Medical, PF, Pension, etc. Medical, PF, Pension, etc.
Approx In-Hand Salary Rs. 70,000 - 85,000 Rs. 80,000 - 95,000 Rs. 90,000 - 1,10,000

Bank of India Credit Officers Selection Process 2026

The selection process for Bank of India Credit Officers Recruitment 2026 has multiple stages. Candidates must clear all stages to get final selection. The first stage is Pre Examination. Those who clear the pre exam appear for the Mains Examination. After the mains exam, candidates are called for Group Exercise and Interview. The final merit list is prepared based on performance in all stages.

  • Stage 1: Pre Examination (Online)

  • Stage 2: Mains Examination (Online)

  • Stage 3: Group Exercise

  • Stage 4: Interview

  • Stage 5: Document Verification

  • Stage 6: Medical Examination

  • Stage 7: Final Selection


Bank of India Credit Officers Exam Pattern and Syllabus 2026

The exam pattern for Bank of India Credit Officers Recruitment 2026 has two stages - Pre Examination and Mains Examination. The pre exam is objective type and the mains exam has both objective and descriptive sections. There is negative marking for wrong answers. The detailed syllabus will be available in the official notification.

Pre Exam Pattern:

  • Total Questions: To be notified

  • Total Marks: To be notified

  • Duration: To be notified

  • Negative Marking: Yes (as per bank rules)

Mains Exam Pattern:

  • Total Questions: To be notified

  • Total Marks: To be notified

  • Duration: To be notified

  • Type: Objective + Descriptive

Key Subjects:

  • Reasoning Ability

  • Quantitative Aptitude

  • English Language

  • General Awareness (with special reference to Banking)

  • Professional Knowledge (Credit/Finance related)


How to Apply for Bank of India Credit Officers Recruitment 2026 Online

Follow these simple steps to complete your Bank of India Credit Officers Recruitment 2026 application. The application process is completely online. Keep your documents ready before starting. The last date to apply is 20 July 2026.

Step 1: Visit the official Bank of India website at www.bankofindia.co.in.

Step 2: Click on the "Recruitment of Credit Officers in GBO Stream in Various Scales" link available on the homepage.

Step 3: Click on "Apply Online" and complete your registration with a valid email ID and mobile number.

Step 4: Login with your registration credentials and fill the online application form with your personal, educational, and experience details.

Step 5: Upload your scanned photograph and signature in the prescribed format and size.

Step 6: Pay the application fee online through debit card, credit card, net banking, or other available payment modes.

Step 7: Review all details carefully before final submission.

Step 8: Submit the application form and download the confirmation page. Take a printout for future reference.


Bank of India Credit Officers Recruitment 2026 Important Instructions

Candidates must follow these important instructions while applying for Bank of India Credit Officers Recruitment 2026. These rules are based on the official notification and must be followed strictly to avoid rejection.

  • Application Window: The online application started on 30 June 2026 and the last date is 20 July 2026. No applications will be accepted after the deadline. Submit your form before the last date.

  • Age Calculation: Age will be calculated as on 01 June 2026. Candidates must have the required minimum and maximum age for their chosen scale. Age relaxation is available for reserved categories as per bank rules.

  • Educational Qualification: Candidates must have a Bachelor's degree with 60% marks (55% for reserved categories). Candidates with pending results are not eligible to apply.

  • Work Experience: Candidates must have the required work experience (3 years for MMGS-II and SMGS-IV, 5 years for MMGS-III) as on 01 June 2026. Experience certificate must be submitted during document verification.

  • Single Application Only: Submit only one application for this recruitment. Multiple applications will be summarily rejected. Use a valid and active email ID and mobile number for registration.

  • Keep Documents Ready: Upload your photograph and signature in the prescribed format before starting the application. Keep your educational certificates, experience certificates, and category certificate (if applicable) ready.

  • Official Website Only: All updates, admit cards, results, and other information will be available only on the official Bank of India website at www.bankofindia.co.in. Do not trust any other website or source.

  • Fee Non-Refundable: Once the fee is paid, it will not be refunded under any circumstances. Check all details carefully before making the payment.


Bank of India Credit Officers Recruitment 2026 Important Links

Link Description URL
Apply Online for Bank of India Credit Officers Click Here to Apply Online
Download Bank of India Credit Officers Notification PDF Click Here to Download Notification PDF
Download Annexure-I (Eligibility Details) Click Here to Download Annexure-I PDF
Visit Bank of India Official Website Click Here to Visit BOI Official Website
Join Telegram Channel for Banking Exam Updates Click Here to Join Telegram Channel
Join WhatsApp Channel for Latest Alerts Click Here to Join WhatsApp Channel
Wafiya Sultana
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Wafiya Sultana

Content Writer at Govt Exam Study with 5+ years of experience in SEO content writing, copywriting, editing, and content strategy. Skilled in creating engaging, user-focused content that drives traffic, improves search visibility, and strengthens brand presence. Passionate about delivering high-quality content that informs, educates, and connects with audiences while achieving business goals.

Disclaimer: Although every effort has been made to provide accurate information, we are not responsible for any inadvertent errors.

(उम्मीदवारों को सलाह दी जाती है कि आवेदन करने से पहले आधिकारिक अधिसूचना को ध्यान से पढ़ें।)

Bank of India Credit Officer Recruitment 2026 Apply Online for 779 Posts

Official Notification Update

Frequently Asked Questions (FAQs)

1. What is the last date to apply for Bank of India Credit Officers Recruitment 2026?

The last date to submit the Bank of India Credit Officers Recruitment 2026 online application form is 20 July 2026.

2. Who can apply for Bank of India Credit Officers Recruitment 2026?

Candidates who meet the required educational qualification, work experience, and age limit mentioned in the official notification can apply.

3. How many vacancies are available in Bank of India Credit Officers Recruitment 2026?

There are 779 vacancies available for Credit Officer (GBO Stream) posts under different grades.

4. What is the salary for Bank of India Credit Officer posts?

The official notification for Bank of India Credit Officers Recruitment 2026 does not mention the salary details.

5. Where can I check the Bank of India Credit Officers admit card and result?

Candidates can check the latest admit card, result, and recruitment updates on www.govtexam.study⁠ after they are officially released.